How Kemp Financial Management Can Help You

As Trusted Advisors, the Kemp Financial Management Team assists with much more than just investment advice so you can focus on what matters most.

  • • Review your estate plan to make sure your plan is set the way you desire

    • Distribute our clients Legacy to family and philanthropic causes

    • Review Life Insurance and Long-Term Care Insurance as it relates to your financial plan

    • Assist trustees in their role

  • • Act as a Sounding Board for anything you may have on your mind

    • Investing and Market Education for you and your loved ones

    • Plan for receiving inheritance

    • Assist beneficiaries after the death of a family member

    • Assist with elder care decisions

  • • Help with lump sum vs. annuity decision

    • Review when and how to take pensions from retirement plans

    • Assist with Roth IRA vs. Traditional IRA contribution decision

    • Determine when you can and should retire

    • Determine how much you need in savings to retire

    • How to create income from your hard-earned savings

  • • Maintain current standard of living for life

    • Travel desires

    • Spend more time with family

    • Charitable giving and philanthropy

    • Education funding for a loved one

  • • Review and assist outside assets such as 401(k) plans with current employer

    • Provide asset management and reporting

    • Provide Legacy Action Plan

    • Generate cash flow with maximized tax efficiency

    • Portfolio efficiency through rebalancing

    • Review portfolio for tax loss harvesting opportunities

    • Review and analyze cash flow

  • • Pay off a mortgage or earn the “spread”

    • Purchase or lease a car

    • Determine when to take Social Security

    • Assist children without jeopardizing one’s future

    • Help family members make wise choices with their resources

    • Assist with ad-hoc needs

  • • Get through the loss of a spouse or other loved one

    • Make sure financial affairs are in order during and after a divorce

    • Preserve your resources against catastrophic losses, an extended illness or disability, or identity fraud

  • • Coordinate planning with your CPA or Tax Advisor

    • Coordinate with your Estate Planning Attorney

    • Help you find a Tax Advisor or Estate Planning Attorney that is a good fit

    • Work with Third-Party Administrators, Custodians, Record Keepers, and other professionals to meet your needs

  • • Review rental properties, land, and other Real Estate assets to make sure they are beneficial to long-term strategies

    • Relocate to another State

    • Downsize from a large home to a smaller home

    • Move to Senior Living facilities

    • Decide whether to sell or rent a property

  • • Help establish retirement plans for themselves and their employees

    • Help understand how their business fits into their retirement plan

    • Encourage Business Owners to establish reasonable succession plans

    • Encourage Business Owners to establish retirement plans and after-tax retirement savings in the event their succession plans are not realized as anticipated

    • Encourage Business Owners to consider various insurance strategies to protect their wealth and the value of their businesses